The Race to FIRE - Financial Independence, Retire Early

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The Joy of Paying the IRS to NOT Live in America

The Joy of Paying the IRS to NOT Live in America

It’s tax time. Admittedly, this is everyone’s least favorite time of the year, but imagine if you had to pay taxes to the IRS and you didn’t even live in America. This is our reality and the reality facing millions of American expats living around […]

I Tracked the Trending Topics for 5 Months and Realized Americans Are Obsessed with 2 Things: Money and Retirement

I Tracked the Trending Topics for 5 Months and Realized Americans Are Obsessed with 2 Things: Money and Retirement

Every time I turn on my laptop, I’m greeted with the Trending Topics. I usually pay little attention to the list. But several months ago, I noticed a trend. Maybe that’s why they call it Trending Topics. Duh! This trend? Americans search about money and […]

O Canada! The Impact of Home Country Bias on Investment Returns

O Canada! The Impact of Home Country Bias on Investment Returns

As an Americanadian (pronounced A Merry Canadian) – an American citizen living in Canada – I’ve learned to embrace the Canadian lifestyle. I learned to ski. I enjoy a hot plate of poutine. I occasionally say “Eh.” I know MOST of the lyrics of O […]

My First Job – Shooting Chickens Out of a Gun

My First Job – Shooting Chickens Out of a Gun

Yep, you read that correctly. My first job was shooting chickens out of a gun. Not shooting chickens with a gun. Because my first job was so unordinary (the stuff of urban legends), it made me think, How important is your first job? It may […]

Stop Trying, Start Training for Financial Independence

Stop Trying, Start Training for Financial Independence

As I write this post, the world’s greatest athletes are gathered in PyeongChang, South Korea for the XXIII Olympic Winter Games. These athletes haven’t been trying to get to the world’s stage. They have been training for years to get there. Years of sacrifice, dedication, […]

How Watching The View Saved Us Over $15,000

How Watching The View Saved Us Over $15,000

It’s true. That morning chatfest where 5 (somewhat opinionated) ladies discuss Hot Topics saved us over $15,000! It was the most productive hour I’ve ever spent watching TV. And certainly the most lucrative. In the fall of 2010, self-proclaimed “America’s Money Answers Man,” Jordan Goodman, […]

The Dogs Lost Their Bite in 2017

The Dogs Lost Their Bite in 2017

This post is an update to Running with the Dogs (of the Dow), originally published on October 11, 2017.   In January 2017, we were looking at several investment options for the proceeds from a house sale. Our primary goal for this investment was to […]

Home Mortgage – The Great American Rip-Off

Home Mortgage – The Great American Rip-Off

The typical American family lives in a home worth $250K with a 30-year mortgage. On average, they live in the home for 9 years. After 9 years of mortgage payments, 50% of the interest has been paid, but less than 20% of the principal has […]

How Cleaning Out the Fridge is Like Rebalancing Investments

How Cleaning Out the Fridge is Like Rebalancing Investments

As I was cleaning out our refrigerator this past weekend, it struck me that this task is a lot like rebalancing our investments. In our fridge, we have the staples, the leftovers, things that have gone bad, too much of certain items and stuff that […]

Retire at 70? No thank you!

Retire at 70? No thank you!

A few weeks ago, Suze Orman wrote an article entitled This is the Age You Should Retire – Not a Month or Year Before. And Suze’s recommend age? Drumroll, please……70! NO THANK YOU! Suze lays out 3 steps to make sure that you keep working […]


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